Personal Financial Planning

The Steps to a Secure Future

The Steps to a Secure Future

WealthCare Financial Planners follow Certified Financial Planner Board of Standards recommendations by implementing the following steps in a series of client-planner meetings:

Step One:

Initial Consultation

At this stage, we match our services with your specific financial planning needs. We will discuss the financial planning process and our fee-only method of compensation.

Step Two:

Data Gathering/Fact Finding

We will work with you to gather pertinent information, help you set priorities, and begin the analysis of your current financial situation.

Step Three:

Financial Assessment

At this meeting, we take an in-depth look at your goals and objectives, financial balance sheet, cash flow projections, retirement assumptions, tax situation, current insurance coverage, the status of existing estate plans, and any other related issues.

Step Four:

Sound Advice

We provide you with sound recommendations and alternatives that promote long-term financial growth. These recommendations are made based on your financial "portrait"-we turn your finances into a work of art by advising you in the following areas:

  • Investments and Asset Allocation
  • Tax Planning
  • Risk Management
  • Cash Management
  • Estate Planning
  • Retirement Planning
  • Employee Benefits
  • Education Planning

Step Five:

Home Delivery

A completed plan will be delivered to your home for review. We will then schedule a meeting to discuss all of the recommendations found within your plan document.

Step Six:

Comprehensive Plan Review

The last stage in the process, we will review your financial plan and show you how to proceed with the implementation of the plan recommendations. We provide insight on how to monitor the performance of your plan and when to make necessary adjustments in today's volatile market.